We're a full service mortgage firm with an experienced staff offering expertise in every area of mortgage lending:

PURCHASE
REFINANCE
FHA (Federal Housing Authority)
VA (Veterans Affairs)
CONSTRUCTION
FARM
LAND

We offer our clients honesty, dependable service and options:

40-30-20-15 yr fixed loans
Interest only
Hybrid ARM (3/1 ARM, 5/1 ARM, 7/1 ARM)
Adjustable Rate Mortgages (ARM)

You are not a loan at Emery Federal. We will listen to your needs and then advise you of your mortgage options, and the costs and benefits of each program, so that you can make an informed decision as to what program best suits your needs. Throughout the lending process we provide regular loan updates and progress reports so clients always know the status of
their loan.

We have developed a loyal base of past borrowers who are our biggest source of referrals. We are still in the business today because we live up to your standards. With out you and your referrals we would not be in business today. Your Happiness is our Success.